Condominium Insurance in Houston, TX
Condo insurance, or HO-6 insurance, can cover what your condo association’s master policy doesn’t to help provide financial protection against events that may damage your personal property and the interior of your unit.
At Texas Best Auto Insurance & Services, we offer condo insurance solutions tailored to your needs. Our agents can help you navigate the complexities of condo insurance and find appropriate coverage.
What Do Condo Policies Cover? 
Coverage varies among condo owners, but a typical HO-6 policy might include the following:
- Dwelling coverage—This may cover damage to the interior of your condo, including weather-related damage such as hurricanes and fires.
- Personal property coverage—This can help cover expenses for damaged or lost personal belongings, such as clothing and furniture, inside your condo.
- Personal liability coverage—This can help cover medical bills or legal expenses if someone is injured inside your condo.
- Additional living expenses—This may cover costs like hotel stays if your condo is damaged and you cannot live there during repairs or rebuilding.
While these coverages are common in most HO-6 policies, there may be additional options. You might also need extra coverage, such as flood insurance or personal umbrella insurance.
How Does This Work?
Condo insurance works by providing financial protection against covered perils. When you file a claim, your insurance company will assess the damage and determine the payout based on your policy’s terms. This can help cover repair costs, replace damaged items and pay for additional living expenses if you need to temporarily relocate.
How to Get Condo Insurance
Securing condo insurance is simple. Begin by evaluating your coverage needs and gathering quotes from various insurers. Compare their options and select a policy that suits your needs.
If you live in Houston, TX, consider Texas Best Auto Insurance & Services for reliable insurance solutions. Contact us today to explore the coverage you should include in your policy.