Renters Insurance in Houston, TX
Renting a home in Houston, TX, involves various risks and uncertainties. Natural disasters such as hurricanes and floods and everyday incidents such as theft or fire pose threats to renters’ personal property. Texas Best Auto Insurance & Services can help you find a renters insurance policy to cover your belongings.
What Does It Cover? 
While renters insurance isn’t legally required in Houston, many landlords may require it as part of the lease agreement. The cost of renters insurance can vary based on factors such as the type of building, location and coverage you need. The following are the common coverages it offers:
- Personal property—This can cover your belongings against theft, fire, vandalism, windstorms and other perils. For example, if your furniture is damaged due to a burst pipe or your phone is stolen, your renters insurance can help cover the costs.
- Loss of use—This coverage can help pay for temporary housing and additional living expenses such as temporary housing and food if your home becomes uninhabitable due to a covered event.
- Liability coverage—This can help with legal fees and property damage costs if someone is injured in your apartment or if you accidentally damage someone else’s property.
- Medical payments—This can cover medical expenses if a guest is injured at your place. This doesn’t cover injuries to you or your roommates.
How Does This Insurance Work?
Renters insurance can reimburse you for losses up to your policy limits. When a covered event happens, you file a claim, and the insurer assesses the damage and may compensate you, minus any deductible.
Where to Get Renters Insurance
Texas Best Auto Insurance & Services offers renters insurance policies tailored to your needs. Contact us today for a free quote.